About this service
Is this service free?
Yes. Requesting quotes costs nothing and there is no obligation to buy.
Are you an insurance company?
No. QuoteWorkersCompensation is a quote-request service. We do not sell, underwrite or bind insurance. Your request is shared with licensed insurance agents and partners who can provide quotes.
Who will contact me?
A licensed agent or partner who writes workers comp for businesses like yours, by phone, text or email as you agreed on the form.
How fast will I hear back?
Timing varies. If an agent or partner contacts you, it is often during business hours; complex or higher-hazard risks can take longer to quote.
Can I get a quote with no prior insurance?
Yes. New businesses and first-time employers can get coverage. Expect questions about experience and planned operations.
Do you show prices online?
No. Workers comp pricing depends on class codes, payroll, state and claims history, so any online number would be a guess. Actual quotes come from licensed insurance professionals.
What if my state has a state fund?
In Ohio, Washington, North Dakota and Wyoming, workers comp comes from the state fund. Agents can still help with stop-gap employers liability and other business insurance.
How do I stop being contacted?
Reply STOP to any text, tell a caller to stop calling, or use the request form on our privacy page.
About workers comp
Why don't you list a price per employee?
Because there isn't one. Workers comp premium depends on the type of work, payroll, state and claims history, so any flat number would be misleading. A quote based on your details is the only reliable figure.
How long does a workers comp quote take?
Simple, low-hazard businesses can often be quoted quickly. Higher-hazard classes, new ventures or businesses with past claims may need more underwriting review.
Does workers comp cover independent contractors?
Generally no. It covers employees. But if a worker is misclassified, or an uninsured subcontractor's workers are treated as yours, they may be included at audit.